Video games are in big part to blame for such as the recent University massacre - You are given play guns, knives, swords, machetes and who knows what other weaponry - tanks, gunships, rockets, razors, rocks and clubs - and at the simple click of the controller (as fast as you can click 'em) the players get used to shooting and mutilating people - degrading women, beating the system - at so early an age (here they do, at least - where most five year olds get copies of the "adult" video shockers from their parents - there are even games showing how to mutilate pets ). By the time the kids are in their teens they are dumbed down (except for fast reaction times) and hardened - many (no, not all) so hardened they wouldn't cross the street to help old granny who fell and broke her nose - add depression and paranoia and schizophrenia - parents that don't give a damn or never learned to - and you are a time bomb waiting to take out all those around you who seem to have more than you..............
When are people going to get it? We have cyclical Real Estate Markets - a normal Market is 3 years up, half a year in the highest range and then again, three years down, half a year in the lowest range. This Market Cycle can be affected by other economic factors - and in the current case, the greed of the sub-prime lending industry (also goaded on by some major bank participation) has talked hundreds of thousands of good, hard working families and individuals into buying homes beyond their normal means, using teaser rates to talk them in to the transactions, with several to five to ten years of low, interest only or very low payments - that for many are now coming due to change to the rising adjustable rates - and Foreclosures are growing like weeds in a rose garden - home values - already dropping notably, are about to plummet and even more foreclosures will ensue as people run from homes that are well below, in value, what the mortgage is. Some were even allowed to get into worse situations when their homes, back then still on the rise in value, allowed for refinancing to buy that SUV or swimming pool or vacation. Now so many mortgages are well over what the property can sell for.
If there is still the opportunity - EVERYONE who is not an investor just out to flip houses, should get a fixed rate loan NOW. Don't wait until the Adjustable Rate (ARM) kicks in. Bite the bullet and pay the fixed rate monthly mortgage - don't try to get interest only - or the three and four way loans - you'll only get into more trouble. GET A FIXED RATE 30 YEARS LOAN. Don't worry about the value of the home later dropping below your mortgage owed. THE MARKET IS CYCLICAL and it hasn't failed yet - to turn around and when it does, it tops out higher than the last cyclical high. It doesn't matter - if you can make the fixed rate mortgage payments - keep paying them - stay with the game and just hang in there..........the property, the neighborhood, the Market in general will turn around and rise again - and those who dug in for the long haul will be rewarded. If you read this and have friends who are worrying about their adjustable rate mortgages - or the value of their home, copy this and pass it on. If you want to discuss it further - contact me. Appraiser@FastAppraisalValue.com. I am a Broker & Appraiser - I'll answer any question I can (barring Legal Advice). It is time the truth came out - I have been, for a year and a half, warning of this coming major drop in the Real Estate Market Values and of the current and impending foreclosures - and telling everyone I can to get into fixed rate 30 years mortgages. Even a 40 year mortgage would be fine. Later, you can pay extra - to shorten the term to 30 or 15, but for now - get into a fixed rate while the rates can be achieved down around (+-) 6%.
I could not believe my eyes over the past few days and especially just after the tragedy, when all the major news and media sources – vied with each other to show the most lurid details of the videos and sick ranting of the mentally deranged university shooter. After several days of milking this terrible tragedy and seeing who could draw the most tears from survivors and families – now this!
In his rant against society and the rich – he praised the Columbine shooters and, yes, the media showed snippets of their videos too. Would be celebrity psychiatrists and psychologist were paid by the TV stations to sit there and explain why he did what he did, what was his motive and only one – on ABC – came out so strongly against the airing of these videos. Only one had the guts and forethought to lambaste the airing of these tirades of a mentally ill young man.
He got his inspiration from the coverage of Columbine. He probably got a lot of more sad inspiration from the plethora of sick video games that promote violence, killing, and blood-letting in the name of entertainment.
Now through the airing of the tapes on news and now on places like My Space and other blog sites – all the similarly mentally ill youngsters looking for anti-heroes – will have a blueprint to follow and try to better. Look for this to happen more often – but with even more horrific results – WHAT HAPPENED TO ETHICAL JOURNALISM?
Parents, even Grandparents – get involved. Stand up and complain. Don’t let your kids watch these reports and keep the violent videos and video games away from the youngsters for as long as you can...at least in the formative years. DO SOMETHING – NOW! Say something - NOW! Act Now!
GREETINGS FROM SO CAL'S DESERT PARADISE
Where the Sun kisses the sand and life is good !
Where we work hard - but enjoy life, too !
Where Common Sense and Political Incorrectness reigns !
Meet my Alter-Ego:
PS Phrog (C) Barry Noble1997-2007
